Personal Insolvency

Our personal insolvency experts can help individuals deal with creditors

Personal insolvency is the inability of an individual to pay his or her debts. If you find yourself in this situation it can be frightening – especially when letters of demand start to arrive in the mail.

To many, bankruptcy is the first word that springs to mind when insolvency is mentioned. But this is not the only option available – another is a personal insolvency agreement.

Seek professional guidance early

As with any problem, financial or otherwise, the sooner you face it head on, the easier it will be to prevent the situation getting out of hand. In the case of personal insolvency, it is vital that you seek professional help as soon as you realise your debts have reached a point where you cannot pay them, or letters of demand and other legal threats start to arrive.

Finding solutions and protecting our clients from unfair treatment

At Jirsch Sutherland, we are passionate about helping people during what can be a confusing and difficult time. We pride themselves on doing everything possible to help clients find a way to solve their financial problems and to protect them from the emotional trauma of dealing with creditors.

Improve your chances of a positive outcome

Once creditors know you have taken steps to address the situation by bringing in professional help, they are usually more willing to negotiate an agreement that results in a positive outcome for all.

Are you unable to pay debts?

Taking action early improves your chances of a positive outcome. Get in touch with our personal insolvency experts today

Why choose Jirsch to help you with personal insolvency matters?


Genuine approach

We understand that every situation is different and tailor our approach to find the best solution for our clients.


Protecting our clients

We are passionate about protecting and helping individuals who are experiencing confusing and difficult financial situations.


Guidance & support

Our experts will guide you through every step of the personal insolvency agreement process.


Registered Trustees

Our personal insolvency experts are Registered Trustees and fully qualified.

You can check their registration on the AFSA Register of Trustees if ever in doubt.

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Personal insolvency solutions for individuals experiencing financial distress

Personal Insolvency

To many, bankruptcy is the first word that springs to mind when insolvency is mentioned. But this is not the only option available – another is a personal insolvency agreement…

Read more
Personal Insolvency Agreement

PIAs are flexible.  Once the proposal is accepted by creditors, the PIA legally binds the creditors and allows for full and final settlement of the debts…

Read more

The first thing to understand is that bankruptcy is not the end of the world. It can, in fact, be a new beginning – a chance to start again with a fresh slate…

Read more

Do you owe money to creditors such as the ATO and banks? Are you in financial distress?

With help from our personal insolvency experts, your debts can be reduced or resolved completely. Take action early.

Jirsch Sutherland